Alternative Payments Limited (“Alternative Payments”) is fully committed to respecting the privacy of our customers. Your privacy and trust is important to our success as a business. How we collect, store and use the information we gather about our customers and prospects will be continually assessed against new technologies, business practices, and our customers’ changing needs.
Alternative Payments Limited is is registered for Data Protection purposes with the Isle of Man Information Commissioner under Notification Number N003588. For any queries relating to data protection please e-maile-mail us on firstname.lastname@example.org. For other ways to get in touch, please see our website at www.CreditVouchers.com.
Types of information we collect
There are two types of information gathered on our web sites;
Quantitative data, which is gathered through general Web logs, contains only aggregate information on what pages visitors access.
Individual data is collected via Web forms, including our Feedback Form, Application Forms and other similar forms.
Uses of the information collected
We do not disclose your information to anyone outside Alternative Payments except:
- when setting up a merchant facility
- where we have your permission; or
- where we are required or permitted to do so by law; or
- to other companies who provide a service to us or/for you
where we may transfer rights and obligations under this agreement
Personal information submitted via our web based request or application forms is collected for the purpose of fulfilling information requests and merchant applications only.
On occasion we may feel that certain applications stand a much better chance with a different acquiring bank. In this instance we may transfer an application to a different account or even place it with two at the same time. If this happens we will need to pass your information over to up to 3 different acquiring banks (you are under no obligation to accept the new offer and can cancel your application at any time without any costs to you.)
Company (never financial) information collected through the merchant account process, once live, may be given to selected third parties. This information is given on a strictly confidential basis and for the sole purpose of providing merchants with competitive pricing structures.
From time to time we may contact you via e-mail with offers and promotions that we think may be of interest. Users may request not to receive marketing e-mails at any time by contacting Alternative Payments at email@example.com
We may use your business name and/or company logo on our corporate website purely for marketing purposes. We will not disclose any other information about you or your business. If you do not want us to use your business name and/or company logo please inform us via e-mail.
Checks made as part of the application
As part of the application process, only done once we have received all the relevant documentation back, we and/or our banking partners perform two main checks.
MATCH Database – The MATCH File is maintained by MasterCard International and is the way by which MasterCard and Visa acquiring banks identify merchants, and the principals, which have been terminated for specific reasons.
Credit Checks – During our assessment of your application, we will use the services of credit reference agencies to confirm your home address and calculate your personal credit score.
Credit card and financial information storage
Data storage on our systems, and the communication between us, our Partners and the worldwide banking networks, is regularly audited by the banking authorities to ensure a secure transaction environment. We also ensure that we stay up-to-date with the latest versions of any third-party code we use, and continually review our own proprietary code. Once an application is either rejected, been inactive for more than 6 months or we have been asked to cancel it, we destroy or delete any and all information.
We collect “non-personal” information from you, such as your browser type, the URL of the previous web site you visited, your ISP, operating system, and your IP address. “Non- personal” information cannot be easily used to personally identify you. We may use your IP address to help diagnose problems with our server and to administer our website. Your IP address also may be used to recognise customer traffic patterns and site usage. This information aids us in merchandising and in developing the design and layout of the site.
All our online applications use session ID’s. A session ID is a unique identifier in the form of a hash generated function that is sent from a secure server to a client to identify the current interaction session. The reason session ID are used is that the client only has to handle the identifier (a small piece of data which is otherwise meaningless and thus presents no security risk) – all session data is stored on a secure server linked to that identifier.
We use Google AdWords Remarketing to advertise CreditVouchers across the Internet to previous visitors to our site. AdWords remarketing will display relevant ads tailored to you based on what parts of the CreditVouchers website you have viewed by placing a cookie on your machine. THIS COOKIE DOES NOT IN ANYWAY IDENTIFY YOU OR GIVE ACCESS TO YOUR COMPUTER. The cookie is used to say “This person visited this page, so show them ads relating to that page.” Google AdWords Remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you.” As always we respect your privacy and are not collecting any identifiable information through the use of Google’s or any other 3rd party remarketing system.